A Free Annuity Policy Review — In Plain English
Whether you bought it years ago, inherited it, or lost touch with your broker, Tim Hartle will read your annuity with you and tell you honestly what you have and whether it still fits.
Everything That Matters — Nothing Skipped
Your review is thorough but easy to follow. Here's what Tim goes through with you, point by point.
Your Current Benefits
Exactly what your annuity does today — what's guaranteed, what isn't, and what it's really worth to you.
Income Rider Details
If you have a lifetime income rider, how much income it can actually provide and when it makes sense to turn it on.
Surrender Charges
Whether you're still in a surrender period, how long it lasts, and what it would cost to make a change.
Fees, Caps & Rates
Every fee, cap, spread, and participation rate — translated into plain English so you know what you're paying.
Death Benefit
What your beneficiaries would receive and whether the death benefit is structured the way you intend.
Beneficiary Setup
Whether your beneficiaries are listed correctly and up to date — a small detail that causes big problems when overlooked.
Taxes & RMDs
Tax treatment of your policy and how required minimum distributions may affect you.
IRA Alignment
How the annuity fits with your IRA and the rest of your retirement plan — not just on its own.
Does It Still Fit?
The bottom line: whether this policy still serves your goals today — or whether you're perfectly fine leaving it as-is.
The No-Pressure Promise
This review is genuinely free, and it comes with no obligation of any kind. Tim's job is to help you understand what you already own — not to sell you something new.
If your annuity is serving you well, he'll say so plainly and you'll walk away with peace of mind. If something could be better, he'll explain your options without any pressure to act. The decision is always, entirely, yours.
- No cost to you
- No obligation
- No high-pressure sales
- Honest answers, even if that means “do nothing”
Common Reasons People Reach Out
You inherited an annuity
We'll explain the IRS rules, your distribution options, and the deadlines that matter — before you make a move you can't undo.
Your broker is gone
Retired, moved, or simply unreachable? Tim becomes your point of contact and reviews what you already own.
It's been years
Products and rates change. We'll tell you whether your older policy still holds up against today's options.
Ready for Straight Answers About Your Annuity?
Request your free review or call Tim directly. You'll get a clear, honest read on your policy — and zero pressure to change anything.
Request Your Free Review
Tim will personally call you back.