A trusted referral partner for the clients you care about
Tim Hartle is an independent insurance professional specializing in retirement income and annuities. When your clients have questions outside your focus, you have a responsive, no-pressure specialist to introduce — and your relationship stays yours.
Specialized help, without giving up your client relationship
You stay the trusted advisor. We focus only on the retirement-income and annuity questions you refer — independently, across many carriers, and always with clear, educational guidance. No revolving-door sales tactics, ever.
Independent & multi-carrier
Not captive to one company — recommendations are based on fit, not a single product shelf.
Education first
Your clients get straight answers and plain-English explanations, never high-pressure pitches.
Your relationship stays yours
We handle only what you refer and keep you informed throughout.
Built for the professionals your clients already trust
CPAs & Tax Professionals
Your clients trust you with their numbers. When the conversation turns to turning savings into reliable, tax-aware retirement income, you have a vetted independent specialist to introduce.
- A second opinion on annuity and income strategies your clients are considering
- Plain-English guidance on how guaranteed income products fit a tax picture
- A responsive partner who keeps you in the loop, never around you
Estate Planning Attorneys
Income planning and estate planning go hand in hand. Refer clients who need a dependable income foundation so the legacy plan you build for them holds up.
- Coordination with the documents and intentions you've drafted
- Independent product access across many carriers — not a single-company agenda
- Clear beneficiary and legacy-focused conversations for your clients
HR & Benefits Professionals
Retiring and departing employees often have questions about rollovers and income that fall outside your plan. Give them a trusted, no-pressure resource.
- Educational lunch-and-learns and workshops for employees nearing retirement
- A neutral resource for 401(k) and pension rollover questions
- Support that reflects well on your organization — never a sales pitch
Business Owners
Whether it's your own exit and income plan or a benefit you'd like to extend to key people, an independent income specialist can help you think it through.
- Personal retirement-income planning for you and your family
- Conversations around protecting a lifetime of business equity
- Educational sessions you can offer employees as a value-add
Insurance Professionals
Focused on P&C, health, or life and don't handle annuities? Refer the income and annuity conversations to a specialist and keep your clients well served.
- A specialist partner for annuity and retirement-income cases outside your lane
- Your client relationship stays yours — we handle only what you refer
- Independent, multi-carrier product access for the right fit
Educational materials you can share with clients
Neutral, plain-English guides your clients can use to get oriented before any conversation. Free to download and free to share.
The Annuity Buyer's Guide
What to look for — and what to avoid — before signing an annuity contract. A neutral primer for clients weighing their options.
Get the resourceRetirement Income Planning Worksheet
Helps clients size their monthly income need, their guaranteed income, and the gap their savings must cover.
Get the resourceRetirement Readiness Scorecard
A quick, honest self-assessment clients can complete to see how prepared they really are for retirement.
Get the resourceRefer a client or explore working together
Tell us a little about your practice and the kind of referrals you have in mind. Tim will personally reach out — no cost, no obligation, and no pressure on you or your clients.
- We handle only what you refer
- Independent, multi-carrier product access
- Clear, educational guidance for your clients
Become a Referral Partner
We'll follow up personally within one business day.
Tim Hartle is an independent insurance professional licensed to sell annuity and life insurance products. He is not an attorney, CPA, or registered investment adviser, and nothing here constitutes financial, tax, or legal advice. Annuity and insurance product guarantees are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured. This program is an educational referral relationship only; referring a client creates no obligation, and your client relationship remains your own.