At 60, retirement moves from a someday goal to a near-term reality. This is when a vague plan needs to become a specific one.
This guide covers the key decisions in your early sixties — income, Social Security timing, and bridging to Medicare.
Turning savings into an income plan
Mapping your expected expenses against your income sources.
Bridging the gap to Medicare
Planning healthcare coverage if you retire before 65.
Stress-testing your plan
Checking whether your plan survives market downturns and a long life.
This guide is for general educational purposes only and is not financial, tax, or legal advice. Tim Hartle is an independent insurance professional. Annuity guarantees are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured. Rules and product features vary by situation and by state. Please consult a qualified advisor about your own circumstances.
Social Security timing decisions
Weighing claiming early, at full retirement age, or delaying.