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Retirement Risks Educational Video

Sequence-of-Returns Risk, Explained

Why the order of market returns — not just the average — can make or break early retirement.

June 9, 2026 3 minRetirement Risks

About this video

Two retirees can earn the same average return and end up in very different places, simply because of when the down years arrive. In this video, Tim talks about protecting what you’ve built in the years just before and after retirement — the window when down markets do the most damage, known as sequence-of-returns risk.

It’s educational only — a framework for understanding one of the most overlooked retirement risks.

Transcript

A full transcript will be published here once this video is released. Prefer to read? Explore the related guides below for the same material in written form.

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