Fixed Annuities
Principal protection and steady, predictable growth — guarantees backed by the issuing insurer, not FDIC insured.
Fixed annuities are designed for one thing: protecting your principal while paying a predictable rate of interest. These guides explain how they work, how they compare to alternatives like CDs, and where immediate annuities fit when you need income now.
Guarantees in any annuity are subject to the claims-paying ability of the issuing insurance company and are not FDIC insured. As an independent insurance professional, Tim can compare contracts across many carriers in a free review.
Guides in this topic
The Ultimate Fixed Annuity Guide
Everything you need to understand fixed annuities — principal protection, fixed interest, and where they fit in a plan.
Read the guideFixed Annuity vs CD: Which Is Right for You?
Both offer fixed rates and principal protection — but the differences in taxes and who backs them matter. Here's the comparison.
Read the guideImmediate Annuities Explained
An immediate annuity turns a lump sum into a steady paycheck — backed by the issuing insurer — that can start right away. Here's how they work.
Read the guideReady to Talk Through Your Plan?
Schedule your complimentary, no-pressure Retirement Income Review with Tim. Call (727) 692-5866 or book below.